Question 1

How much does it cost to live as a student in the UK?

Accepted Answer

Average UK student living costs are around GBP 800 to GBP 1,100 per month, depending on location. London students typically spend more due to higher rents. The biggest expense is usually accommodation, followed by food and socialising.

Question 2

What is the maximum maintenance loan for 2025/26?

Accepted Answer

For the 2025/26 academic year, the maximum maintenance loan for students living away from home outside London is GBP 9,978. Students living away from home in London can receive up to GBP 13,022. The amount you receive depends on household income.

Question 3

How can I reduce my student living costs?

Accepted Answer

Cook meals in bulk rather than eating out, use student discounts (NUS/TOTUM card), cycle or walk instead of using public transport, buy second-hand textbooks, and share streaming subscriptions with housemates. Many students also work part-time to supplement their income.

Student Budget Calculator

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Student Budget Calculator

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